Frequently Asked Questions

I need a LOT of money, will that be a problem?

Not for us. $750 is our minimum loan since we are talking about a car, but there is absolutely no maximum. This means if you car allows for it, you can get up to $30,000!

What determines how much money I get?

It is based on your car and your car alone, so no worrying about credit or other loans. Your car is assessed on its make and model, year, condition and mileage.

Are you an auto pawn?

No. They are smaller operations than ours, and therefore can‘t take the same risks we can which allow you to get a loan despite poor credit and allow you to keep your car.

Can I be retired?

Sure. We welcome people of all ages and stages in their life. You can be fully employed, self-employed or living off another form of income such as retirement.

How long will it take me to fill out all the forms?

There is only one form, and that’s on the apply now section. The rest is done over the phone with one of our representatives and in person when you come to get the money. All things told, it will only take about an hour. There is not much to it. 

Do I have to turn anything in?

Only your title. Everything else you hold on to or just show us. We need to see an ID, references and proof of three things: insurance, residence and income.

What if my car is registered in New Mexico?

That must be switched to Arizona before getting the loan. We are required by law to only deal with Arizona titles.

Can I be self-employed?

Yes. If that’s the case we’d just like to see a bank statement showing your income of at least $1,500. You can be on retirement or social security too.

Is everything set in stone?

Not everything. Most things are set by the government as rules for car title loans, but if we can move on something, we will try. It’s never a bad idea to give us a call and see what we can do for you. We will try everything possible to make it work.

Can I get any size loan I want?

Almost. Just as long as it is greater than $750, you are home free. Your loan is based on your car, so the greater the value, the greater the loan.

If my car gets me a $5,000 loan, do I have to take all $5,000?

No. Once we tell you how much you qualify for, it’s up to you whether or not you want it and how much of it you want.